I call this meeting back to order.
For our second hour, from the Department of Finance, we have Kathleen Wrye, director of pensions policy, financial sector policy branch. Also, we have Mr. Neil Mackinnon, senior adviser, financial sector policy branch. From the Department of Industry, we have Mark Schaan, senior assistant deputy minister, strategy and innovation policy sector; and Paul Morrison, manager of the corporate, insolvency and competition directorate.
It will be five minutes from Finance and five minutes from Industry. We'll have Finance first, and then Industry after.
Please go ahead.