Thank you very much.
Mr. Lapierre, my grandfather, Charlie Angus, was a steelworker. He died at the mine—he was almost 70 years old—because in those days, you worked until you died. I was underground recently at a gold mine in Timmins, and I met a 70-year-old man working the drills. You work the drills when you're young. He was working the drills because he said his pension had completely failed him.
We're told here by some of our witnesses and the business community that we need to wait longer and we need to think more about this because this might affect capital. What effect from this do you see on steelworkers, particularly those who are working in underfunded pensions?