Mr. Powell, I want to end with you.
You talked about the armageddon scenario that's been brought forward. My God, I was so shocked when I learned our discussion might cause all these defined pension plans to just wind up and disappear.
I've watched defined pension plans disappear in my region for years. I've never seen one of those corporations go under; they just didn't want to pay into it anymore.
Do you think that us protecting pensions for people who had their pensions lost...? Is it a possibility that even us discussing this is going to make them all run out and wind up the pensions so this generation of workers is going to be left high and dry? Is that a reasonable scenario that's being put forward here?