That's excellent, thank you.
In your presentation, you explained the importance of letting banks, because they can refinance, come before pension schemes in the order of priority of creditors. Can you say something about that?
I just saw my colleague Ms. Gladu arrive. She doesn't want to ask questions, but she says hello. She was at an event to commemorate Louis Riel and she has just joined us.
I am listening, Mr. Lapierre.