Mr. Macdonald, I only have about a minute and a half left, but I want to ask you a question.
There's been a lot of conversation here today, certainly from the members opposite—we hear it in the House every day, I'd say, triple as often as we used to hear it—that they object to any kind of increase in EI premiums or CPP contributions. They've talked a lot, and today we've heard a lot about how this would save money, but I want to make sure we examine the consequences.
What would be the consequences of not ensuring that CPP premiums and EI premiums or contributions don't keep up adequately to ensure that we have enough when people need to draw on their pensions or need to draw on EI?