—I was just at a meeting today. The governor wasn't at this meeting, but it was with the Financial Consumer Agency of Canada, which is the regulator that works with banks on how they treat their customers on these issues of fairness and stuff. I can tell you that they are actively monitoring this issue.
On one hand, it's encouraging that banks are working with clients who are under stress and making sure that they find ways to help them make payments, but we don't want them to get, in the long term, further into debt.