Thank you for the question.
As you mentioned, with programs of this scale there will be some fraud. However, we have definitely learned and we have controls, tools and measures in place. We work with partners like the Royal Canadian Mounted Police and other government departments when we detect suspicious activities. It's been a learning experience. We take very seriously any cases that have been flagged to us or that we've uncovered ourselves, and we investigate them.
As scammers adapt their practices, so do we. We routinely monitor accounts for suspicious activity to detect, prevent and address the potential instances of fraud, including unauthorized use of stolen credentials and—