The cash flow, or the mechanics of how this will work, as you describe is an odd situation; it's also a temporary situation. In normal operations in a normal year, the bank would return about a billion dollars to government or to taxpayers, as you've described it, for a brief period of time until we run off the settlement balances. We're already down to about half, so we expect that will continue to go down, but for that brief period of time, we will run a loss and we won't be returning that normal dividend to taxpayers—
On February 16th, 2023. See this statement in context.