I do hear that, but it seems to me that it's a different level of engagement—and frankly a different level of opportunity for education on the part of those in the financial sector who are going to be providing advice on this—to have people at the table who, as part of their deliberations and the decision-making process, will have input on what those standards ultimately are.
It seems to be a big miss not to have some voices at the table who have that as their background. It's not because the financial expertise isn't required, but it seems odd to me that people with only financial expertise would be the decision-makers and that there wouldn't be other voices welcomed into that decision-making process.