It's important to have a variety of stakeholder perspectives when government policy is being considered. The SFAC, as I mentioned, brings in 25 private sector financial institutions. That's one perspective on advice that comes to the government, and they have consulted on all of their activities.
In terms of your questions on banks specifically, another way to consider this is that there are two regulators attaching rules to federally regulated banks and some provincially regulated institutions. With the Canadian Securities Administrators for public trade entities, it's done in consultation with the institutions it regulates, and public consultation receives input from a variety of stakeholders on those proposed disclosure rules. Similarly, with the Office of the Superintendent of Financial Institutions—and I hope you have a chance to speak with them—I believe that on their—