Thank you very much.
Mr. Chambers' question is important. However, I see its opposite side, in a way. In fact, the G20 and all the finance ministers who are part of it have made it clear that it is only a matter of time. At some point, we are all going to require financial institutions to make their portfolios net zero. In Europe, some banks have already made that transition or have an action plan to do so.
In this world, the G20 world, financial institutions in Europe, China and other countries are saying they are going to have a net-zero portfolio. What would be the consequences for Canada of not having worked, as you are, to put the infrastructure, information and standards in place to be ready to deal with this issue and succeed in this economy and financial market?