Thank you for that clarification, Mr. Chair.
I'm going to ask it this way. Mr. Marion, just do thumbs-up or thumbs-down on your answer, okay?
The first question is this: With regard to what's happened in the United States with regard to the banking sector and the Federal Reserve's again being the backstop to the banking sector, are we concerned at all about the amount of credit origination—which we know fuels much of the economy—that has been impacted?
You can just go yes or no.