I have one more question. It's more on the philosophical side. It was referenced by Mr. Gregory, I believe, with regard to the cost of money.
I fundamentally believe in this. From 2008-09, and the great financial recession or great financial crisis that the world went through, up until now, would it be fair to state—there was a great documentary on this last Sunday night on PBS—that the age of easy money is now over?
Mr. Marion, can you give a thumbs-up or a thumbs-down?
You gave a thumbs-up, Mr. Marion. Thank you for agreeing to that.
Monsieur Jean, would you also agree that the age of easy money is now over?