Yes. I agree. This is exactly why we're seeing some banks struggle. We have a whole ecosystem, a global financial market ecosystem, including here in Canada, that's been structured around the idea of low interest rates forever. Now that paradigm is changing, and we're seeing the ramifications.
Given the inflation scare and the long-term pressure that there's going to be on inflation from various structural sources, it's going to be very difficult for central banks to bring financing conditions back to where they were.