Very quickly, if you look at our own projections, the housing market has weakened considerably, largely reflecting the higher interest rates and to some extent the fact that as people came out of COVID, they didn't all want to stay home all of the time and got out a bit more. Certainly higher interest rates have had a pretty big dampening effect on housing.
Housing prices are coming down nationally. They're down about 15%. We do expect housing to remain subdued, but in the second half of the year we expect to see it probably start growing again. One of the reasons is exactly what you cited. We have higher rates of immigration, which provides sort of an underpinning of demand—