Thank you, Mr. Chair.
Welcome to the committee. It's great to be in person. It's much preferable to over Zoom.
Before I get to my questions—and I do have some and I respect your time—I just want to read into the record a motion that was served to the committee. This is not for debate but just to put it on the record:
That the Committee call on the government to extend the tax filing deadlines for the 2022 tax year to 25 business days after the labour dispute is resolved between PSAC and the Treasury Board Secretariat.
As I said, I don't intend to have that motion debated today, Mr. Chair. I just wanted to put that out there, and I hope that we have a speedy resolution to the labour dispute.
Mr. Routledge, I appreciate your coming and joining us. It's an important study proposed by my Liberal colleague.
I'm curious about B-15's guidelines and the cost of compliance that a financial institution might bear. Have you thought about or measured what the costs of compliance are expected to be for certain financial institutions?