Thank you very much.
It's certainly my hope, and it's typical around here at the conclusion of a study, that the committee will write a report and make recommendations to the government based on what it's heard. I'm curious to know whether there are components that you think should be added to Canada's regulatory framework and that you would like to see this committee recommend to government when it comes to managing climate risk better in our financial sector, and the role that financial institutions can play in helping to mitigate more general climate risk.