Thank you.
Thank you, Mr. Turnbull, and welcome to our committee.
We want to thank OSFI: We want to thank Mr. Routledge and Mr. Tardif for answering many questions for our committee. Many of them were rapid-fire here, but we did get a lot of information, and we really appreciate your testimony for this study. Thank you very much.
Members, we're just going to suspend quickly to bring in our second panel.