Thank you, Mr. Chair.
I would like to continue on a topic we discussed earlier. Recently, a report indicated that 10% to 12% of Canadians were currently not filing their tax returns. Obviously, these are often low-income people who could claim benefits and do not receive them as a result. As Mr. Lawrence said earlier, there are benefits that are due to them and are not being claimed.
Mr. Davis, I'm really in favour of your company. I think it provides an excellent service to many Canadians. However, the proposed service is truly for those people who are currently not filing their tax returns.
I have a quick anecdote. I lived in France for four years for work. I was really surprised to receive my tax return in which the French authorities asked me whether the return was accurate. I had to answer yes or no. In the case of a negative answer, the changes had to be explained. So I never thought of a conflict of interest in all of this. I think I'll reassure you, Mr. Davis, that a lot of tax jurisdictions around the world are doing automated returns.
I have a question for Mr. Kelly. The budget announced that Visa and Mastercard had committed to reducing credit card interchange fees for small businesses. Over 90% of businesses that accept credit cards will see their interchange fees reduced by up to 27% from the current average weighted rate.
What is the impact of these charges on your members? What does that mean to them?