I'll take that on initially.
Look, I've been in the CEO position of a major financial institution incorporating sustainability commitments into strategy. It is not easy. It's hard work. From the experiences I have seen around the table at SFAC, these organizations have provided very senior resources. They've committed now over two years of work. None of these very senior people took time off from their day jobs to show up. I'm talking about chief legal officers and chief risk officers who have come to this table. There is a learning process. Some of them are further ahead than others are, but I think there has been a genuine concerted effort to contribute to building out a more robust and more effective, impactful and sustainable finance ecosystem in this country.
Their futures, their ability as organizations to continue to thrive and to appropriately manage risk and to align with what's going on globally—these are global players—certainly depend on their ability to embrace effectively what in their own strategies they come to the table representing.