I do think, generally speaking, there are different internal policies across different institutions. Generally speaking, that is what we've heard, but I would like to caveat that with the fact that the institutions will be working with borrowers. If there were a hardship case in getting back to the original amortization, the expectation would be that they might be able to work out a refinance or some other mortgage flexibility option if there is a circumstance where the borrower just couldn't make the higher payments at that time.
On June 15th, 2023. See this statement in context.