Thank you for the question. That is something that's been asked over time and been looked into. I think there are some legal parameters around that, which might influence it.
First off, though, I should say that there are 10-year products offered by some institutions. It's not that it's prohibited or doesn't exist. I believe provincial interest act requirements also play in. I don't have the specifics on me in terms of how that manifests itself, but there are some legal conditions that might guide why there are fewer 10-year mortgages than—