That's great. It's adopted.
Now I'd like to welcome our witnesses. With us today from the Department of Finance, we have Matthew Emde, senior director, demand and labour analysis, economic analysis and forecasting division, economic policy branch. We have Rachel Grasham, senior director, housing finance, financial stability and capital markets division, financial sector policy branch; and Robert Sample, director general, financial stability and capital markets division, financial sector policy branch. We also have Julie Turcotte with us, who is the acting assistant deputy minister, economic policy branch.
My understanding is that Mr. Sample will give some opening introductory remarks for the group, and then we will get to members' questions.
Mr. Sample, go ahead.