To give a bit of context as to why it was written in there, it's that, when officials testified, the responses they gave led towards those exact things: We do have weak rules. They said themselves that they're not being enforced, and that's why we put enforcement in there. White-collar crime has gone up quite a bit, and you can see that in the numbers: It's in the billions. Overall, if we're all in agreement—and we're almost there, landing in a good place—I think we would agree to take those out. That's fine.
