Basically, by far the majority of our harbours in our central and arctic region are used by commercial fishers. In all instances there are recreational boaters who use the harbours, but to a much lesser degree—in our region, anyway.
As for the insurance, it was a very big issue for all of us in the program, because we didn't have third-party liability as well as other insurance, not only for the directors but for employees or volunteers or whoever, and we were able to get it. We worked with the federal government.
We do it on our own. We don't get the money from the federal government; we pay for it. It's a cost-shared formula; we contribute. But we have insurance now, which we just had implemented in the last year.