I think your comments are fair. At the best of times, there are a lot of other bankers who are willing to provide the loans and the working capital needed by the industry. Some of those were pretty well known in terms of Glitnir, Landsbank, and others. Obviously, they are no longer in a position to do that.
Alternative sources of capital have to be found. If they can find them from Canadian banks, that's great. If they can't, then these other options are something they may have to take advantage of.
Slowing the fishery down is only.... Going with a rapid fishery is good if you can sell your product and get the cash. If that's not a business model that's going to work in 2009, then you'll have to look at what kind of market you are selling into. Do they have to buy it and then move it out to their final customer before they can pay you? All of these things are a real significant challenge for 2009, because what used to work is not going to work this year. It is of grave concern that we could see an impact that takes the price below what's necessary to allow a fisherman to go to sea.