Thank you.
Mr. Withers, you mentioned how difficult it was for you to obtain cash from the banks. You had to turn to the Business Development Bank and the Bank of Charlotte County, which, if I am not mistaken, lent you $500,000. I take it that is a local development agency.
Did having to do business with those organizations lead to additional costs compared to what the banks would have charged had it not been for the credit crunch?