And that would be true with Scotiabank as well. What we have seen is a bit of a drop in demand for financing in the last little while, which was no doubt in response to the fact that prices are down and people are concerned about the viability of the industry. The credit opportunities we've been presented with, we have approved. So again, to echo Peter's comments, credit that would have been approved last year, prior to the drop in prices, is being approved now, but what we have seen is a bit of a drop in the demand for credit.
On June 11th, 2009. See this statement in context.