I don't have all the reasons. It's actually a very good question, and I may not have a satisfactory answer for you today. What I suggest is that I get back to you or the committee later on.
I think that at one point they could not raise capital to continue to do what they were doing, or the cost of doing their business became overwhelming. So it was a combination of bad debt and an inability to continue to raise capital that caused them to fail. That has created quite a lot of disruption in the marketplace in Canada, particularly in Atlantic Canada, because they were heavily invested in Atlantic Canada.