We will see some difference among the different areas of the industry in terms of what their balance sheets look like, where their asset classes are and so forth. So we do treat those a little differently.
The other thing I find is that the bank's requirements for the processors and the harvesters are different. When we talk about the processors, there is often a cash management or a foreign exchange component that gets involved where they need some help. That is an element that typically we don't have to spend as much time or due diligence on with our harvesters.