I call this meeting to order.
Mr. Wiseman, welcome this afternoon. I appreciate your taking time out of your schedule to come and appear before our committee this afternoon.
We have just a few housekeeping items before we start. We are constrained by some timeframes here. Generally, as I'm sure the clerk has probably already made you aware, we allow about 10 minutes for presentations by our guests, and then we have some pretty close timeframes for our members to ask questions and receive answers. I would ask that when you hear the beeper, you start moving toward the conclusion of your remarks.
We look forward to hearing from you, Mr. Wiseman. Thank you very much once again for appearing. The floor is now yours.