If I can add one other thing—and I don't want to say that this is the panacea to sort everything out—B.C., as was mentioned earlier, is the only province in Canada without a provincial loans board. Alaska has two, in fact. Nova Scotia has programs specifically targeted at young fishers. If you want to buy a lobster licence at—I'm guessing—$1 million in Nova Scotia, if you can raise the 5% down payment, you can borrow most of the rest of that money.
On February 4th, 2019. See this statement in context.