Okay, thank you, Mr. Collins.
I know we've had a few interruptions and time has run out on this panel. We're over time right now, but I noticed there are a few people who want to ask a couple of quick questions for clarification. I ask that you make it quick for our witnesses, so we can get to the next panel.
Mr. Arnold, you had a quick intervention.
Mr. Doherty, and then Mr. Finnigan.