You said you started this process for St. Anns Bank in 2009 and did the consultations. It was a six-year process, basically; you said it finished in 2015. My question is this. We're shooting for a target of 5% by the end of 2017. Is that a realistic target, based on the fact that sometimes it takes six years to go through just the consultation process?
On April 4th, 2017. See this statement in context.