Thank you very much, Mr. Morrissey.
Just a quick reminder to everybody, all of our guests are by video conference so I'd like to ask my colleagues if they have a question for a particular individual, please say that individual's name and then ask your question, because it's hard for them, obviously, to establish eye contact.
By the same token, to our guests from Prince Edward Island, if you wish to comment on a situation, please raise your hand so that the person asking the question can acknowledge you. It makes it a lot easier that way.
In the meantime, we're going to Mr. Doherty, for seven minutes please.