All of your testimony is really interesting. A lot of it is echoing what we've heard previously, and I just want to reconfirm.
Is it your testimony today that in some instances, and maybe all, the speed and efficiency of approvals can be determined by who you are and who you know, and that the allotment of quotas and the ability to go out can be determined by who you are and who you know? Is that all of your assertions today?