Thank you for that, Mr. Calkins.
It is my understanding that we're on a time limit. The bells were ringing and we could have stopped right there. I wanted to get the full two hours in if I could, and we're very close to doing that. When we get to that point, we will have to ask whether we're extending beyond that. I think there are probably about six or seven minutes left in the time slot allotted us. The only time we've extended in the past was when we were delayed by votes, and that hasn't happened today.