Thank you, witnesses. Those are both fascinating presentations.
We certainly sympathize with the need to try to get everything in that you want to get in when you have limited time. With that in mind, my first question will be for Ms. Wristen.
I don't think you had a chance to talk about your solutions in your presentation. I'm really looking forward to hearing the rest of it, so I'm wondering if you could elaborate on that portion of your presentation, please.