I'm glad you covered that, because part of my follow-up question was on the uninsurable costs.
Can you comment on the costs of infrastructure investments? I might add that the $100 million promised so far is a start in what the federal government is committing to, but regardless we can see that we may need to go a lot further than that.
If you compare the cost of infrastructure investments in the first place—solid infrastructure investments looking to the future—to the recurring cost of destruction, including loss of income, loss of economic opportunities, lost homes, insurance costs and uninsurable costs, is there any comparator there?