Not specifically for Fiona, but if we look at the insurable catastrophic loss claims for Canada, we can look between 1983 to 2008. Losses ranged from approximately $250 million to $450 million. From 2009 onward to 2021, losses averaged $1.96 billion. That is insurable losses.
If you multiply that amount by three to four times, and if you take into consideration the B.C. floods and mudslides and what happened in Fiona, it's five to six times that amount that is uninsurable losses. That's money coming out of budgets for hospitals, schools and infrastructure development, so that's coming out of government budgets.