I'll flip it to my colleague, Joanna, as well, but I will say that in a cost-avoidance perspective, for every dollar spent in adaptation and protecting communities against risk of loss, you actually end up saving, on average, $3 to $8 over a 10-year period in the long term. That's a low estimate. It could be as high as $15 to $62, some research has shown, and some research has even shown $250, but again, that's in cost avoidance and over a 10-year period.
Joanna, do you have anything else to add?