Yes, the insurance costs for business insurance and marine insurance to insure vessels and also the processing plants and all that are of great concern to our members. The price has been going up; premiums have been going up. There have been ever-increasing exclusions in the coverages.
This was before the pandemic and before climate change. The underwriters have even started to some degree to back away from the sector, so that makes it constantly challenging. As we look forward decades into the future, this is only going to be more of a problem. How we address it is a good question.