In terms of the reasons for licence-holders to need to make modifications.... Those 55, for example...I don't have the full breakdown of the reasons. We could provide that if there's an interest. I would suspect it would be similar to what we saw the previous year, which was that loan agreements needed to be adjusted or changed, for example, or to have exit clauses in agreements, or to ensure that there was a reasonable amount of time for those loans to be paid down.
We are paying attention to ensuring that those loan agreements are in fact being paid down. That's a big message I would leave you with as well. We don't just receive this information from the licence-holders. We are looking to see that those loan agreements are being paid down and that they are being implemented over time.