Yes. I've done quite a bit of analysis, actually, over the last year trying to look at what it would take for a fisherman to invest in a fishing licence and how long it would take them to pay it off with the current prices. I can give you a real example.
In sea cucumber, currently licences are going for $1.5 million. That's doubled since 2015. Most skippers lease and only get $2.25 a pound, but if you are an owner-operator, you get $9.25. If we go with that number, after expenses, the average skipper would make about $40,000 of a boat share. That means it would take them, even if they had all the capital and didn't have any cost of borrowing, at least 36 years to pay off that licence. Chances are that they would never be able to pay it off. I don't know anyone who's going to give a fisherman $1.5 million with no cost of financing.