Thank you, Mr. Chair.
Before I get into my questions, I just wanted to give a shout-out to the people of Nova Scotia. The ridings of MP Perkins and Lena Diab are being hit hard by fires out there. I want to give a special shout-out to the volunteer firefighters, who happen to be fishers, by the way, who are doing double duty.
Mr. Williams, you said there is no easy or cheap way to fix the issue. You highlighted PIIFCAF and the main examples in terms of approaches and systems. I wonder if you could take some time to unpack how this looks from your perspective. You talked about loan boards, and other people here have talked about them. Can we get to some ballpark in terms of money and where it would be best directed if the federal government, working with the provinces, looking to tighten things up, provided more clarity to fishers and provided more flexibility and adaptability in terms of fixing this issue, but at the same time provided more community wealth for fishers on the west coast and on the east coast?