The point I was trying to make is that we have growth in the fair market value of the enterprise, and then we have amplified or inflated growth because of speculative interest in gaining that access. If we were to eliminate or dramatically reduce the speculative investor—or the illegitimate investor, in these terms—then it makes sense for an investor, whether it's a bank or a licence board or whatever, to support a harvester who's qualified and who has every opportunity to run a successful business and to purchase that enterprise at fair market value, because in the medium to long term they'll be able to sustain the investment. Yes, there is a need.
The second caveat I was going to mention was.... First, we have to get to a situation where licences and quotas are changing hands at fair market value and, second, we need to have the financing mechanism available. In southwest Nova Scotia, for the last several years, the banks have been quite willing and able to do that, because the licence can be collateral to get the loan. The banks are providing that service. It seems to be going reasonably well, and others can comment on that, but I think that in a place like British Columbia, a specialized mechanism.... In a recent report we completed for ACOA, we recommended a serious look at Agriculture Canada's farm loan board, Farm Credit Canada, as a model that would work in the transition we are trying to make.