Nobody has specifically a fishing loan board. New Brunswick and Nova Scotia have loan boards where they've integrated fishing, aquaculture and forestry work, I believe. Newfoundland runs its loan support through its small business programs—I believe that's the case—and certainly P.E.I. does that. The provinces have tended to merge these different loan processes. They still play a relatively small part in the financing of fishing enterprises. In New Brunswick, the credit unions are playing a fairly significant part.
Where the fishery is successful, banks and other loan agencies are prepared to invest. In B.C., where you have a broken fishery in which most enterprises are not highly profitable, it's much more problematic. That's why I think a specialized agency or institution is going to be needed.