One of your points was that bigger is not better. We've talked about this a couple of times at committee here with a couple of different witnesses, and we actually challenged Mr. McCain on this.
Do you have any vision for how we can ensure that some of the smaller companies are able to participate? If we're going to see through some of the things that you folks are talking about, it seems we're talking about a pretty comprehensive system, and often the smaller firms can't afford those kinds of costs.