I don't really need that kind of technical detail. I'm wondering in a general way if we see movement. Then the second part of the question is whether it is dependent upon having regional offices, or in our technological age, is it happening through the Internet without the offices? I would think people still like to walk into an office and get help and so on.
The second part of the question was this: is there a long-term potential that this would be expanded to smaller communities?