Fine. Thank you.
Assuming we'll be going through quite a dynamic change, with the real plethora of retirements that will take place in the medium to near future, my concern is the budgetary capacity of a government to do two things. First is to pay for all of the retirement benefits—a significant increase from what is already in place. Then of course is to hire replacement staff. I'm wondering how this will impact the budgetary capacity of government. Do you see that as being a potential problem?